Jon,
I think you are doing a great service for people who need it.

You are not only giving us a free tool that can help us in our article creation, but you are also helping those in need at the same time. This tool by itself is worth at least $25 anyway. If you did not get repaid for the loan, you are still not out anything. By lending someone in need the $25, so they can help themselves, is a great idea. It is much better than just giving someone the money without any restrictions.
If someone says please give me some money, that is one thing. If someone says please lend me some money so I can build a business that will give me the opportunity to feed my family, that is another thing all together. This is a win win situation. Keep up the good work, Jon.
Bauser